Does your home insurance cover flood damage?
The short answer is no. Standard homeowner’s and renter's insurance do not cover flood damage. Flood coverage is only available through a separate insurance policy. The rates for flood insurance are the same among the various insurance carriers as they are all protected by the National Flood Insurance Program. *Image provided by a Selby Insurance & Financial client during a recent storm in Jonesboro* There is a common misconception that you have to live in a flood zone to be