An SR-22 is a certificate of financial responsibility required for some drivers by their state or court order. An SR-22 is not an actual "type" of insurance, but a form filed with your state. This form serves as proof your auto insurance policy meets the minimum liability coverage required by state law.
Not everyone needs an SR-22. Regulations vary from state to state. Usually, it is required by the court or mandated by the state only for certain driving-related violations. For example:
DUI convictions
Reckless driving
To many at-fault accidents
Repeat offenses in a short time frame
Not paying court-ordered child support
Hardship license due to driving on a suspended or revoked license
Accidents caused by uninsured drivers
If you need an SR-22, the courts or your state Motor Vehicle Department will notify you.
If you are not currently insured with Selby Insurance, you'll need to start by obtaining a free car insurance quote from one of our different auto insurance companies.
When you continue to buy a policy, be sure to answer "Yes" to the question "Need a Certificate of Financial Responsibility or SR-22?".
After purchase we will begin the process of filing an SR-22 certificate on your behalf.
We'll contact you if we need any additional information to complete the request.
Most states charge a flat fee, but others require a surcharge.
This is a one-time fee, for each policy term, you must pay when we file the SR-22. The only time you will have to pay more is if your policy lapses.
A filing fee is charged for each individual SR-22 we file. For example, if your spouse is on your policy and both of you need an SR-22, then the filing fee will be charged twice.
Please note: The fee is not included in the rate quote because the filing fee can vary. This fee will be provided to you at the time of purchase.
Your SR-22 should be valid as long as your insurance policy is active. If your insurance policy is canceled while you're still required to carry an SR-22, we are required to notify the proper state authorities. If you don't maintain continuous coverage, you could lose your driving privileges.
Give us a call at (870) 336-2121 or stop by our office at 2216 Wilkins Avenue, Jonesboro, AR 72401. We welcome the opportunity help walk you through the SR-22 process and assist you with your auto insurance.